Approved where global processors decline you.

High-risk merchants in Latin America lose real revenue to false declines — global processors run North-America-centric rules, can't reach local acquirers, and misread regional fraud. a55 is built for exactly this: local sub-acquiring, a Decision Engine trained on LATAM, and smart routing across 26+ providers.

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Higher approvalSmart routing and local acquiring recover transactions others decline.

Underwriting that says yesWe back the verticals global processors won't touch.

Why your approval rate tanks in Latin America

It's rarely your product. Global processors flag your vertical with rules written for North America, route through a single acquirer that can't reach local issuers, and read regional payment behavior as fraud — so legitimate sales get declined. The fix isn't "accepting high-risk." It's infrastructure built for how LATAM actually approves.

Built to approve, not to decline

a55 combines local acquiring, regional risk intelligence, and smart routing into one platform — so more of your legitimate transactions get through, in the markets where it's hardest.

Local sub-acquiring

Acquire locally in Brazil, Mexico, and across the region — reaching issuers and local methods that global processors can't.

Decision Engine, trained on LATAM

Every transaction is routed across 26+ providers to the path most likely to approve, using regional risk and issuer signals.

Underwriting that says yes

We underwrite the verticals others reject — travel, gaming, coaching, nutra — with settlement terms built around your real cash flow.

Industries we serve

✈️Travel

🎮Gaming

💕Dating

🚬Tobacco & E-Cigarettes

💊Peptides & Nutraceuticals

🌿CBD

🎓Coaching & Online Courses

🛋️Online Furniture & High-Ticket Retail

🛩️Charter Flights & Airlines

🏖️Timeshare & Vacation Ownership

🔗Multi-Level Marketing (MLM)

📦Subscription Box Services

🏷️Replica & Gray Market Goods

✨And many more

Transparent pricing, tailored for you

Every merchant gets a full side-by-side savings analysis for fair and transparent rates. No hidden fees.

Custom Pricing

Interchange+per transaction

Full savings analysis included
Fair, transparent rates
No hidden fees
Tailored to your business

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Fraud Protection

Included

Full indemnification at 1.29%*
Advanced scoring at $0.40
Basic protection at no cost
*Rates may vary by industry

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Chargebacks

$20flat per dispute

Smart dispute tools
Expert support team
Win-rate optimization
Automated evidence collection