Merchant platform that turns payment orchestration into measurable conversion lift

Control routing, AF/3DS policies, tokenization, payment links, subscriptions, settlement, and investigations in one workspace so payment ops teams convert orchestration decisions into higher approvals and revenue recovery.

Security & trust orchestration

Manage 3DS optionality, AF scoring, tokenization governance, and zero-auth verification without redeploying code.

Merchants combining AF scoring with optional 3DS routing inside the platform see up to 2.3% authorization uplift with a55.

3DS controls per market

Toggle, enforce, or skip 3DS by market, BIN, issuer, or MID with instant routing updates.

AF rules & providers

Blend native AF scoring with external providers and route based on risk outcomes.

Tokenization governance

Manage multi-use tokens, PCI scope reduction, and vault portability across channels.

Zero-auth verification

Trigger or monitor zero-amount card checks before storing credentials or subscriptions.

Payment links & subscription schedules

Launch hosted payment links, manage recurring cadences, and reconcile outcomes without leaving the platform.

Empower ops teams to create branded payment links, zero-auth cards-on-file, and manage subscription retries with one workflow.

Payment link builder

Configure branding, expiry, amounts, currencies, and AF/3DS policies per link.

Subscription timeline

Visualize billing schedules, retries, dunning, and zero-auth milestones.

Reconciliation hooks

Export-ready link statuses plus webhooks and settlement mapping.

Observability for payment ops

Keep incidents short with transparent telemetry and webhook health.

Monitor delivery, retries, and replay events directly.
Track auth latency and uptime against 99.95% targets.
Shared context for routing changes, waivers, and mitigations.

Transaction list & investigation

Operate with a unified view of authorizations, captures, zero-auth checks, and settlements.

Filter by issuer, BIN, currency, method, status, and market.
Full event history with webhook logs, zero-auth verifications, and response codes.
Surface dispute status and deadlines alongside transactions.
Dedicated zero-amount verification logs for stored cards and subscriptions.

Approval rates, AF dashboards & routing insights

Improve conversion with clear insights on where and why authorizations succeed.

Track approvals by issuer, BIN, market, and method with trendlines.
See route selection impact, retries, and fallbacks on authorization outcomes.
Configure alerts when approval rates drop or retries spike.
Overlay AF scores, rule outcomes, and 3DS escalations with alerting.

Settlement configuration & controls

Configure local settlement rules, windows, and funding destinations with predictable timelines.

Set settlement frequency and cutoffs by country, currency, and method.
Route settlements to accounts with configurable splits and fees.
Role-based approvals for changes to settlement and routing policies.

Keep your payment operations predictable.

Configure routing, AF/3DS policies, zero-auth workflows, payment links, subscriptions, and settlement in one merchant platform.

Frequently asked questions

Platform FAQs for payment operations.